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Flooring & Home Improvement Financing in The Villages® FL and Surrounding Areas
At Rafael’s Flooring Inc., we believe your dream home shouldn’t wait.
Our flexible, affordable flooring and home improvement financing options make it easy to start your project today — and pay over time.
From flooring installation and shower remodels to kitchen upgrades, countertops, cabinets, and more — we proudly serve The Villages® community and surrounding Florida areas.
How Financing Works
Pay for your project with predictable monthly payments
Pay for your project with predictable monthly payments
Pay for your project with predictable monthly payments
Without tapping into your home equity.
Our financing process is quick, secure, and easy.
- · CHECK RATES IN LESS THAN 2 MINUTES
- · FUNDS AVAILABLE IN AS LITTLE AS 1–5 DAYS
- · FIXED MONTHLY PAYMENTS
- · NO PREPAYMENT PENALTIES
0% APR Financing Options
Pay for your project with predictable monthly payments
Pay for your project with predictable monthly payments
We offer simple, transparent plans designed to fit every budget and lifestyle:
- 0% INTEREST IF PAID IN FULL WITHIN 12 MONTHS
- 0% INTEREST IF PAID IN FULL WITHIN 18 MONTHS
- 0% INTEREST IF PAID IN FULL WITHIN 21 MONTHS
(For qualified customers)
Our Commitment
Pay for your project with predictable monthly payments
Our Commitment
At Rafael's Flooring Inc, we are committed to providing our clients with the best possible Flooring and Home Improvement Financing service and experience. We work closely with our clients to understand their needs and preferences, and we are dedicated to delivering exceptional results on every project.
See What Fits Your Budget
Curious how much your project might cost monthly? Use our live financing calculator to estimate your
Let’s make this easy — most projects are more affordable than people think!
You can check what your monthly payment might look like in just a minute, and it won’t affect your credit score.
Try the calculator to see what works best for you. You might be surprised how low your payment could be — and it’s completely risk-free to check.
Best Approval and Payment Option
Tip: Many of our customers discover that our financing plans offer lower payments than credit cards — and you’ll get results instantly.
Not sure where to start? Our Financing Team can walk you through it and help you find the best approval and payment option for your home project.
Use the Live Calculator
Flooring & Home Improvement Financing in The Villages® FL
What Is a Personal Home Improvement Loan?
A personal loan allows you to fund your project quickly — with no home equity required and typically lower rates than credit cards.
3–7 year repayment periods
Fixed monthly payments
Fast funding after approval
Zero equity required
Frequently Asked Questions
Please reach us at 352-748-9663 if you cannot find an answer to your question.
No — checking your rate or prequalifying for Rafael’s Flooring Financing does not affect your credit score. It’s a soft inquiry, so you can safely explore your payment options without any credit impact.
You can finance flooring installation, home remodeling, shower remodels, kitchen renovations, countertops, cabinets, backsplash, painting, epoxy, carpet, and laminate projects and more— all under one easy monthly plan.
Yes! We offer 0% APR for 12, 18, or 21 months for qualified customers. For other projects, we have low fixed-rate options starting as low as 6.99% APR.
Yes! We offer financing programs for bad credit and no credit check options, so homeowners in The Villages® and nearby areas can still improve their homes affordably.
You can also add a co-applicant to help boost approval chances or qualify for a better rate — our team will guide you through the best option for your situation.
Most customers receive approval in just a few minutes, and funds are often available within 1–5 business days — so you can start your project right away.
We proudly serve The Villages®, Oxford, Wildwood, Lady Lake, Leesburg, Summerfield, Belleview, Fruitland Park, and Ocala, FL and surround areas — bringing affordable home improvement financing to every nearby homeowner.
We make financing personal — with fast approvals, low monthly payments, and 0% APR for up to 21 months. Checking your rate won’t affect your credit, and our team is here to help you find the best plan for your flooring, remodel, or full home project.
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Contact Us
Better yet, see us in person!
We stay in constant communication with our customers until the job is done. To get a free quote, or if you have questions or special requests or to learn more about Rafael’s Flooring Inc., a family-owned business with 18 years of experience in flooring and home improvement in The Villages, FL, and surrounding areas.
Your information will remain private and will only be used to contact you regarding the request you've initiated.
Hours
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | 09:00 am – 01:00 pm | |
Sun | Closed |
3935 Co Rd 216 Suite B, Oxford, FL 34484
Behind Dairy Queen on Highway 301
Trusted Flooring Installation Services & Home Renovations Experts, Available in Sumter County, FL
Flooring Services in The Villages, FL,
Summerfield, FL , Leesburg, FL, Lady Lake, FL, Ocala, & surrounding areas
Visit our Flooring store in Oxford, FL
352-748-9663
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